MoneyPilot Route one
I’d rather do this quietly online.
Use the guided MoneyPilot enquiry. One question at a time, with a clear progress bar and no need to speak to anyone until you’re ready.
Start my enquiryYou can ask for help before you have it all worked out.
Debt can feel overwhelming, but getting started is simple. Answer a few quick questions or message us on WhatsApp, and we’ll guide you from there.
- No judgement
- No exact figures needed
- No obligation to continue
A typical first conversationMoneyPilot 123
Start with the thing that feels hardest right now.
What’s been happening with money recently?
I’ve got a few debts and I’m struggling to keep everything paid.
That’s enough to start. We’ll keep it simple and go through it bit by bit.
You don’t need to know every creditor or balance before you begin.
I know I need to deal with it. I just don’t know where to begin.
That is exactly where MoneyPilot can start.
The hardest part is often starting the conversation. That’s why we keep things simple, and you can stop at any point.
- Start with broad ranges instead of exact balances.
- Choose the debt types you recognise — or simply say you’re not sure.
- Decide later whether you’re comfortable with a soft credit check.
Route two
I’d rather just message someone.
Open a WhatsApp conversation and explain things in your own words. Rough figures and missing details are absolutely fine.
Open WhatsAppMoneyPilot guided enquiry
Let’s build a clearer picture together.
Facing bailiffs, eviction, a court deadline or loss of essential utilities? Say that clearly at the start so the urgency can be identified quickly. Free and impartial guidance is also available from MoneyHelper.